网上彩票开户

專業的保險投資理財信息服務平臺
深圳憲立投資有限公司主辦

保險資訊

健康險發展進階:打破期限費用制約桎梏 調費率加速產品服務整合

來源: 作者:李丹萍 發布時間:2019-11-13 15:21 人氣: 86人閱讀

网上彩票开户JIANKANGXIANFAZHANJINJIE:DAPOQIXIANFEIYONGZHIYUEZHIGU DIAOFEILVJIASUCHANPINFUWUZHENGHE


 


        備受關注的健康險管理辦法修訂事項有了最新動態。11月12日,銀保監會下發新修訂的《健康保險管理辦法》(以下簡稱《辦法》),以適應健康險經營和監管的新形勢要求,突出保險保障屬性。《辦法》將于2019年12月1日起正式施行。

 

网上彩票开户        JULEJIE,JIUBAN《JIANKANGBAOXIANGUANLIBANFA》ZHIDINGYU2006NIAN,BANSUIJIANKANGXIANSHICHANGGUIMODEKUODA,PEITAOZHENGCESHIBIYUSHIJUJIN。2017NIAN,YUANBAOJIANHUIMOUQIUXIUDINGWENJIANBINGZAIYENEIGONGKAIZHENGQIUYIJIAN,JINGGUODUOFANGYIJIANGUIJIHOU,RUJINJISHIXINBAN《BANFA》CHUTAI。

 

        ZHENGTILAIKAN,《BANFA》CONGJIANKANGBAOXIANDINGYIFENLEI、CHANPINJIANGUAN、XIAOSHOUJINGYINGDENGFANGMIANZUOLEQUANMIANXIUDING,GUIFANJIANKANGBAOXIANCHANPINSHEJI、XIAOSHOUJINGYINGHELIPEIXINGWEI。BAOKUO,ZAICHUFATIAOJIANSHI,BAOXIANGONGSIKEDUICHANGQIJIANKANGXIANCHANPINJINXINGFEILVDIAOZHENG;GULIBAOXIANGONGSIJIANGXINXIJISHU、DASHUJUDENGYINGYONGYUJIANKANGBAOXIANCHANPINKAIFA、FENGXIANGUANLI;SHOUCIJIANGJIANKANGGUANLIYIZHUANZHANGXIERU。TIAOTIAOXIZE,YOUTOULULEZENYANGDEJIANGUANDAOXIANGHEWEILAIQUSHI?

 

网上彩票开户        TIAOKUAN、CHANPINZHUTIKUORONG,ZHENGYIREDIANJIYINJIANCEBEIJUZHIMENWAI

 

        JIANKANGXIANSHICHANG,KANCHENGJINNIANLAIZUISHOUSHICHANGJUJIAODEXIFENXIANZHONG,JINSHIYUNIANLAI,JIANKANGXIANGENGSHICHENGXIANBAOFASHIZENGCHANG,JIANKANGXIANBAOXIANCHANPINJIEGOU、FUWUNEIHAN、BAOZHANGRENQUNDOUFASHENGLEJUDABIANHUA。

 

        CONGXINGYENEIBULAIKAN,MUQIAN,CHENGXIANGJUMINDABINGBAOXIANSHIXIANQUANFUGAI、GERENSHUISHOUYOUHUIXINGJIANKANGBAOXIANQUANMIANTUIKAI。ZUIXINSHUJUXIANSHI,2019NIANQIANSANJIDU,JIANKANGXIANBAOFEISHOURU5677YIYUAN,TONGBIZENGCHANG31%,ZHANRENSHENBAOXIANSHICHANGDE22%。

 

        “JIANKANGBAOXIANYICHENGWEIGUOJIADUOCENGCIYILIAOBAOZHANGTIXIDEZHONGYAOZUCHENGBUFEN,YESHIBAOXIANYEFUWUMINSHENGDEZHONGYAOLINGYU”,YINBAOJIANHUIYOUGUANBUMENFUZERENBIAOSHI,JINNIANLAI,WOGUOJIANKANGXIANFAZHANDENEIWAIBUHUANJINGFASHENGLESHENKEBIANHUA,DUIJIANKANGBAOXIANZHIDUJIANSHEHESHICHANGJIANGUANTICHULEXUDUOXINDEWENTIHETIAOZHAN,WEIJINYIBUQIANGHUAJIANGUAN,YOUXIAOMANZURENMINQUNZHONGDUIJIANKANGBAOZHANGDEXUQIU,GUDUIYUAN《BANFA》JINXINGLEBIYAODEXIUDING。

 

网上彩票开户        ZHUISULAIKAN,YUAN《BANFA》TIAOKUANWEI53TIAO,2017NIANMOUQIUXIUDINGBINGXIAFA《ZHENGQIUYIJIANGAO》HOU,JIANGTIAOKUANZENGZHI67TIAO,ZUORIYINBAOJIANXIAFADEZHENGSHIWENJIAN,GENGJINYIBUKUORONGZHI72TIAO。

 

网上彩票开户        “XIN《BANFA》DEXIAFA,DUIJIANKANGXIANYEWUFAZHANYOUZHONGYAOYIYI,YOULIYUJIAQIANGJIANKANGBAOZHANGYUBAOXIANYEWUDERONGHEFAZHAN,TIAOKUANDEXIHUAYEYOULIYUBAWOJIANGUANSILU,GUIFANJINGYING”,YIWEISHOUXIANGONGSIYEWUFUZERENXIANGLANJINGBAOXIANBIAOSHI。

 

网上彩票开户        ZHUTIKUORONG,SHICICI《BANFA》DELIANGDIANZHIYI,GENJUZUIXINYAOQIU,YILIAOYIWAIBAOXIANBEINARUJIANKANGXIANXINZENGFANWEI。CONGDINGYILAIKAN,YILIAOYIWAIBAOXIANSHIZHIANZHAOBAOXIANHETONGYUEDINGFASHENGBUNENGGUIZEYUYILIAOJIGOU、YIHURENYUANZERENDEYILIAOSUNHAI,WEIBEIBAOXIANRENTIGONGBAOZHANGDEBAOXIAN。

 

        DUIYUYENEIZHENGYIJIAODADEJIYINJIANCEWENTI,《BANFA》YEYUYILEMINGQUEGUIDING,“BAOXIANGONGSIBUDEYIBEIBAOXIANRENJIAZUYICHUANBINGSHIZHIWAIDEYICHUANXINXI、JIYINJIANCEZILIAOZUOWEIHEBAOTIAOJIAN”。

 

        JUZHONGGUOJINGSUANSHIXIEHUICHUANGSHIHUIYUANXUYUCHENJIESHAO,MUQIANJIYINJIANCEBAOKUOLIANGLEI,YILEIJIAGEJIAODIDEXIANTIANXINGJIYINJIANCE,BUFENBAOXIANGONGSIJIANGQINARUHUOKECHENGBENCUJINTOUBAOLV;ERLEISHIHOUTIANJIYINJIANCE,JIAGEJIAOWEIANGGUI,QIEBUBEIYUNXUYONGYUFENGXIANKONGZHI。ZAIYENEILAIKAN,ZHEYEYIWEIZHUDANCHUNLIYONGJIYINJIANCEJINXINGFENGKONG、KAIFAXINCHANPINDETONGDAOBEIDUZHU。

 

网上彩票开户        “SUIRANYICHUANXINXIHEJIYINXINXIBUZUOWEIHEBAODETIAOJIAN,DANBINGBUYIWEIZHUSHUO,JIEXIALAIBAOXIANGONGSIZAISHUJUFANGMIANMEIYOUKONGJIAN,QIAQIAXIANGFAN,BAOXIANGONGSIWAJUESHUJU、LIYONGSHUJUFANGMIANRENGYOUHENDAKONGJIAN,TEBIESHIYILIAO、YIBAODESHUJU”,GUOWUYUANFAZHANYANJIUZHONGXINJINRONGYANJIUSUOBAOXIANYANJIUSHIFUZHURENZHUJUNSHENGDUILANJINGBAOXIANFENXIDAO。

 

        TUPOBAOXIANQIXIAN、FEIYONGXIANZHI,CHANGQIJIANKANGXIANFEILVKEDIAOZHENG

 

        CHANGQIJIANKANGXIANFEILVKEDIAOZHENG,GENGSHIBEISHOUYENEIGUANZHU。《BANFA》GUIDING,BAOXIANGONGSIKEYIZAIBAOXIANCHANPINZHONGYUEDINGDUICHANGQIJIANKANGBAOXIANCHANPINJINXINGFEILVDIAOZHENG,BINGMINGQUEZHUMINGFEILVDIAOZHENGDECHUFATIAOJIAN。

 

网上彩票开户        JIUBAN《BANFA》XIA,JINYOUDUANQIJIANKANGXIANCHANPINKEJINXINGFEILVDIAOZHENG,RUJIN,KUORONGZHICHANGQIJIANKANGXIANCHANPIN,BEIHOUYOUSHIZENYANGDELUOJI?

 

        ZHONGGUOBAOXIANXINGYEXIEHUIJIANKANGXIANZHUANWEIHUIZHURENWEIYUAN、PINGANJIANKANGXIANDONGSHICHANGJIANCEOYANGZHENGJIESHAO,YOUYUQUEFAFEILVDIAOZHENGZHENGCEDEMINGQUEZHICHI,BAOXIANGONGSIZAISHEJIKAIFAYILIAOBAOXIANSHI,ZHINENGKAIFAYINIANQIHUOQIXIANFEICHANGYOUXIAN(RULIUNIANNEI)DEYILIAOBAOXIANCHANPIN,YONGTINGSHOULAOCHANPINSHENGJIXINCHANPINDEMOSHIYINGDUIWEILAIDEYILIAOTONGZHANGHEYILIAOJISHUJINBUDAOZHIDEYILIAOFEIYONGGAOQI。

 

网上彩票开户        BAOXIANQIXIANHEBAOXIANFEIYONGDEXIANGHUZHIYUE,CHENGWEILECIQIANYILIAOBAOXIANCHANPINFAZHANDEZHIGU。

 

网上彩票开户        ERCHANGQIKEDIAOFEIDEBAOZHENGXUBAOCHANPINXINGTAIYUGUOJIJIANKANGBAOXIANJIEGUI,GEIJINGYINGCHANGQIJIANKANGBAOXIANDEBAOXIANGONGSI,TIGONGLEYINGDUICHANGQIYILIAOTONGZHANGDENGPEIFUFENGXIANDEZHIDUBAOZHANG,YECONGGENBENSHANGJIEJUELEBAOXIANGONGSIXIANQIANBUGANCHANGSHIKAIFACHANGQICHANPINDEWENTI,TUIDONGLEJIANKANGXIANCHANPINXIANGDUOYUANHUAFAZHAN,JIEJUEDUANQIXIANZHADUI,TONGZHIHUADENGWENTI。

 

网上彩票开户        “CHANGQIJIANKANGXIANFEILVDIAOZHENGFEICHANGYOUYIYI”,ZHUJUNSHENGJIEXICHENG,CHUYUJISHUBIANHUA、JIBINGFASHENGLVDENGWEIZHIFENGXIANDEKAOLIANG,DANGQIANYENEINANYIMANZUXIAOFEIZHEDUIJIANKANGXIANBAOZHENGXUBAODESUQIU,FEILVDINGJIAKEDIAOZHENGHOUYOUWANGQUANMIANFUGAIFENGXIAN,YEYOUZHUYUBAOXIANGONGSIJINXINGCHANPINCHUANGXINCHANGSHI。

 

        “CHANGQIJIANKANGXIANFEILVKEDIAOZHENG,TONGYANGWEIJIANGLAIZHUANGTAIDEFENGXIANGUANKONGQIDAOZUOYONG”,NANKAIDAXUEWEISHENGJINGJIYUYILIAOBAOZHANGYANJIUZHONGXINZHURENZHUMINGLAIDUILANJINGBAOXIANFENXIZHICHU,JIARUCHANGQIJIANKANGXIANFEILVBAOCHIGUDING,ZAIMIANDUIRENKOULAOLINGHUOZHEYILIAO、YIBAOTIZHIBIANHUADENGXITONGXINGFENGXIANXINGXIA,BAOXIANGONGSISUOCHENGSHOUDEYALITAIDA,“YOUXIANGYINGDIAOJIEJIZHI,NENGGOUDUIWEILAIDEJINGYINGYUYIHUANHE”。

 

网上彩票开户        CIWAI,ZHUMINGLAIYETANTAOXINGTICHU,ZAIKAOLVDAOJINGYINGGUANLICHENGBENZENGJIADETIQIANXIA,YUNXUFEILVDIAOZHENGQIEDAGAILVSHIDIAOGAOFEILV,ERZAIJINGYINGCHENGBENJIANGDIDEQINGKUANGXIA,RUHENENGGOURANGKEHUYOUSUOFANKUI,ZAILIYISHANGDEDAOPINGHENG,JIANGSHIXIAYIJIEDUANXUYAOSIKAODEWENTI,“BIRUXIANZAIYUNXUCHANGQIJIANKANGXIANFEILVDIAOZHENG,JIANGLAISHIFOUNENGGOUZAIJIANKANGXIANCHANPINSHANGDAPEIFENHONGZHIDU,GERENGANJUEKEYIZAIZHENGCESHANGYUYITUPO,YUNXUJIANKANGXIANCAIQUFENHONGFANGSHI”。

 

        JIANKANGGUANLIZHUANZHANGNARU、FEIYONGZHANBITIGAOZHI20%,CHANPINFUWUYOUWANGJIASUJIEHE

 

        TIJIJIANKANGXIAN,SHIBIRAOBUKAIJIANKANGGUANLIFUWU。XINXIAFADE《BANFA》ZHONG,GENGSHISHOUCIJIANGJIANKANGGUANLIYIZHUANZHANGXIERU,DUIJIANKANGGUANLIDEZHUYAONEIRONG、YUJIANKANGBAOXIANDEGUANXIDINGWEI、FEIYONGLIEZHIDENGFANGMIANYUYIMINGQUE,ZUYIMINGQUEGAODU。

 

        《BANFA》ZHICHU,BAOXIANGONGSIKEYIJIANGJIANKANGBAOXIANCHANPINYUJIANKANGGUANLIFUWUXIANGJIEHE,TIGONGJIANKANGFENGXIANPINGGUHEGANYU、JIBINGYUFANG、JIANKANGTIJIAN、JIANKANGZIXUN、JIANKANGWEIHU、MANXINGBINGGUANLI、YANGSHENGBAOJIANDENGFUWU,JIANGDIJIANKANGFENGXIAN,JIANSHAOJIBINGSUNSHI。

 

网上彩票开户        TONGSHI,JINYIBUFANGKAIJIANKANGGUANLIDEBILIXIANZHI,JIANGJIANKANGGUANLIFEIYONGZAIDINGJIAZHONGDEZHANBIYOUZHICHULEI10%HEZIXUNLEI2%TONGYITISHENGDAOLE20%。

 

        在業內人士看來,這將鼓勵保險公司將健康保險產品與健康管理服務相結合,加重健康保險產品中健康服務的作用,例如提供更優質的就醫、咨詢等醫療輔助服務,提升管理健康服務能力,協助公司有效管理健康風險,建立健康大生態環境。

 

网上彩票开户        “JIANKANGGUANLISHIYIXIANGFEICHANGZHONGYAODENEIRONG”,ZHUMINGLAIFENXIDAO,MUQIANSHEBAOBANYANYILIAOFEIYONGDEZHUYAOBAOZHANGZHINENG,DANZHONGDENGSHOURUYISHANGRENQUN,GENGKANZHONGBAOKUOJIANKANGGUANLI、MANBINGYUFANG、JIANKANGDUANLIANDENGJIANKANGFUWU。ZAIQIKANLAI,ZAOQIANBAOXIANYIKAOGEIFU、PEICHANGLAISHIXIANBUCHANGGONGNENG,SHIXIANJIAZHI,DANZAIWEILAI,KENENGZHUJIAN“SHUANGLUNQUDONG”,YIFANGMIANSHIBUCHANGPEIFUZHINENG,LINGYIFANGMIAN,JISHIJIANKANGFUWU。

 

网上彩票开户        “JIANKANGFUWUJIANGZAIJIANKANGXIANFAZHANZHONGBANYANYUELAIYUEZHONGYAODEJIAOSE”,ZHUMINGLAIZHICHU,SHANGYEBAOXIANSHENZHIKEYIDAZAODANDUCHANPIN,YINGYONGYUPIRUJIATINGYISHENGFUWUCHANGJING。

 

        YOUYUJIANKANGXIANCHANPINDETESHUXING,ZIRANYEDUIZHUANYEHUATICHULEGENGGAOYAOQIU。PIRU,ZAI《BANFA》ZHONG,JIMINGQUETICHUZHUANYEJIANKANGXIANGONGSIYIWAIDEBAOXIANGONGSIJINGYINGJIANKANGXIANYEWUXUYAOCHENGLIZHUANMENDEJIANKANGXIANSHIYEBU。TONGSHI,GULIBAOXIANGONGSIKAIFAYILIAOBAOXIANCHANPIN,DUIXINYAOPIN、XINYILIAOQIXIEHEXINZHENLIAOFANGFAZAIYILIAOFUWUZHONGDEYINGYONGZHICHUJINXINGBAOZHANG,GULIBAOXIANGONGSICAIYONGDASHUJUDENGXINJISHUTISHENGFENGXIANGUANLISHUIPING。

 

        “DASHUJUSHIZUIRUODEDUANBAN”,ZAIZHUMINGLAIKANLAI,JINGUANXINGYECHANGJIUYILAITICHUFAZHANDASHUJUJISHUFAZHANDEGAINIAN,DANDAOMUQIANWEIZHI,BAOKUOYUYIYUAN、YAOQIDEDUIJIEBINGWEISHENRU。DUIYILIAOFUWUSHUJUDEZHANGWO,YEZHIJIEYINGXIANGDAOBAOXIANGONGSIDUIFEIYONGDEKONGZHI,BINGWEISUOYOUBAOXIANGONGSIDOUSHIHEKAIZHANJIANKANGXIANYEWU,SHUJUHEXINJINGZHENGLISHIZUIGUANJIANDEYINSU。

 



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